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INDIVIDUAL HEALTH INSURANCE

Tonik Health Insurance: For the "What If's" of Life

(Designed especially for hip young people ages 19 to 26)

Sure you’re young, in shape and healthy…but what if something unpredictable happens?

Accidents happen. Don’t get stuck with major medical bills when you could be off on your next adventure. Get Tonik, a straight-up affordable health insurance by Anthem Blue Cross Blue Shield of California. For single individuals between ages 19 and 29, rates can be $77 -$164 per month, depending on the plan you pick, where you live, your age and medical history.

Whether you’re in school, taking time to travel or figuring out your place in the work force, be smart—get insurance that suits your lifestyle. Tonik offers three affordable health insurance plans specifically designed to cover your A to Zs: Thrill Seeker, Part Time Daredevil, and Calculated Risk Taker.

Tonik covers your everyday, preventive stuff (like checkups) and the more dramatic Emergency Room encounters with a low monthly payment and plenty of perks. It’s okay to get excited. This program rocks! Enroll today. Our online sign up is quick, painless, and 100% fee free.

Tonik health plans include coverage for:

Doctor visits—We have the best PPO network in California with over 48,000 Anthem Blue Cross doctors
Generic prescription drugs
Emergency Room visits
Surgery
Dental care
Money toward eye exams, glasses or contacts
They also offer discounts for healthy lifestyles... and a whole lot more!

Here are some of the Tonik in-network benefits and what you'll pay:

	Thrill Seeker	Part-Time Daredevil	Calculated Risk Taker
Doctor Visit Co-Pay	$20 (4 visits/year)	$30 (4 visits/year)	$40 (unlimited visits)
Annual Deductible	$5,000	$3,000	$1,500
Out-of-Pocket Maximum	$5,000	$3,000	$1,500
Prescription Drugs (generic only)	$10	$10	$10
Emergency Room Care	$100	$100	$100
Impatient Hospital	$0 after the deductible is met	$0 after the deductible is met	$0 after the deductible is met

Dental Benefits
Annual Deductible	$25	$25	$25
Cleanings, Exams & X-rays	$0	$0	$0
Fillings	20%	20%	20%

The Tonik plans do not include maternity benefits. (Information borrowed from the Toink website).

The Tonik Breakdown:

Thrill Seeker

For the ultra healthy who want coverage just in case of a sports injury, an accident or other unforeseen medical emergency. These cool cats don’t need to visit the doctor more than four times a year for basic check-ups. They pay the lowest monthly premium yet still know they are covered if they need it.

$20 per office visit co-pay$20 per office visit co-pay—
An average of $77 monthly premium
$5,000 annual deductible

Part-Time Daredevil

Smack in the middle, these folks want the best of both worlds: mid-level annual deductibles, co-pays and monthly premiums.

$30 per office visit co-pay for first 4 appointments
An average of $87 monthly premium
$3,000 annual deductible

Calculated Risk Taker

Willing to pay a bit more for a lower deductible, unlimited doctor’s visits and comprehensive accident coverage.

Unlimited physicians office visits per year
$40 per office visit co-pay
An average of $106 monthly premium
$1,500 annual deductible

Trust in Tonik

Tonik may look fresh and new, but the truth is...it’s darn reliable. Tonik is a Blue Cross Life & Health Insurance Co. product. It’s fully backed by the impeccable reputation Blue Cross of California, the state’s largest single health insurance carrier.

Get Your Health Tonik Today

Enrolling in one of Tonik’s plans is easy. We’re a Blue Cross of CA Premier Partner Agency. We can offer all the benefits and personalized customer care you need. Take advantage of our services to help speed up your application and approval process. Let us be your guide. If you have any questions about Tonik, shoot us an email or call toll free today 1-800-566-3331. We’re here to serve you.

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